For students and families concerned about college costs, UF financial aid programs offer substantial support that makes a world-class education accessible to students from diverse economic backgrounds.
The University of Florida stands as one of the nation’s top public universities, consistently ranking among the best values in higher education.
Each year, the University of Florida distributes over $400 million in financial assistance to help students manage tuition, housing, textbooks, and living expenses.
Whether you’re a Florida resident eligible for Bright Futures scholarships, an out-of-state student seeking tuition waivers, or a graduate student pursuing advanced degrees, comprehensive aid packages can significantly reduce your educational investment.
Understanding the UF financial aid landscape involves navigating federal programs, state assistance, institutional scholarships, and specialized funding opportunities.
Students successfully combine multiple funding sources through the Free Application for Federal Student Aid (FAFSA) and manage their awards through the intuitive One.UF portal system.
This definitive guide explores application processes, available funding types, critical deadlines, eligibility requirements, and disbursement procedures.
We’ll address frequently asked questions, including international student opportunities, appeal processes, and maximizing aid through strategic planning.
Key Highlights:
- The FAFSA for the 2026–2027 opens on Wednesday, October 1, 2025.
- To be considered for UF priority awards, submit your FAFSA and any required UF forms by Sunday, February 15, 2026.
- Florida state aid must be processed by Friday, May 15, 2026, so file early to preserve eligibility for programs like Bright Futures and the Florida Student Assistance Grant.
- The University of Florida distributes more than $400,000,000 annually in grants, scholarships, loans, and work-study to support students.
- Apply at StudentAid.gov and manage your award details and requirements through the ONE.UF portal.
Table of Contents
How to Apply for UF Financial Aid 2026
At the University of Florida, the cornerstone of your financial aid application is the FAFSA (Free Application for Federal Student Aid).
The Student Financial Aid and Scholarships office (SFA) strongly encourages students to complete their FAFSA online at studentaid.gov for the fastest processing.
Although you must be accepted for enrollment at UF before you are considered for financial aid packages, you should apply for aid before being admitted.
This ensures your application is processed and ready when your admission is confirmed.
The University of Florida provides helpful FAFSA videos covering topics including how to apply for aid, creating an FSA ID, understanding dependency status, and more.
Step 1: Complete Your FAFSA as Early as Possible
Applying for UF financial aid begins with completing the Free Application for Federal Student Aid (FAFSA).
How to Complete Your FAFSA:
- Create Your FSA ID
- Visit the Federal Student Aid’s FSA ID site at studentaid.gov
- Follow the instructions to establish your secure login credentials
- An FSA ID gives you access to Federal Student Aid’s online systems and serves as your legal electronic signature
- For dependent students: Your parents must also obtain their own FSA ID to sign your FAFSA electronically
- Access FAFSA on the Web
- Go to studentaid.gov and navigate to the FAFSA application
- Follow the step-by-step instructions provided on the site
- Have your tax documents, W-2 forms, and financial records ready
- List University of Florida
- In Step Six of the FAFSA, add the University of Florida as a school choice
- Enter UF’s Federal School Code: 001535
- You can list up to ten schools on your FAFSA
- Sign Your FAFSA Electronically
- Students sign using their FSA ID
- Parents of dependent students must sign using their own FSA ID (not the student’s)
- Electronic signatures process faster than paper signatures
- Remember to Reapply Annually
- Financial aid is NOT renewed automatically
- You must submit a new FAFSA each academic year
- Set a reminder for October 1st each year
Get Free FAFSA Assistance:
- Visit studentaid.gov resources page for comprehensive help resources
- Call 1-800-433-3243 (1-800-4-FED-AID) for phone assistance
- Access multilingual support and resources online
Important Note for DACA Students
The Deferred Action for Childhood Arrivals (DACA) status is conferred by the USCIS office in the Department of Homeland Security.
While students granted DACA are normally assigned a Social Security number, they are not eligible for federal Title IV aid programs.
DACA students should contact the UF financial aid office to discuss alternative funding options and state aid eligibility.
Step 2: Verify Your FAFSA Information
After successfully submitting your FAFSA, you’ll receive important confirmation information that you should save.
Confirmation Page Details:
Immediately after submission, the FAFSA displays a confirmation page containing:
- Your unique confirmation number
- Your unique Data Release Number (DRN)
- A summary of next steps in your financial aid application process
- A summary of federal aid you MAY be eligible for, including estimated amounts
Action Required: Print the confirmation page and keep it with your financial aid records.
Federal Student Aid Report (SAR):
Once your FAFSA has been successfully processed by the federal processor, you will receive a Student Aid Report:
- Email delivery: If you provided an email address, receive your SAR as soon as 24 hours after processing
- Mail delivery: Receive your SAR by USPS within 3-5 days if no email was provided
What’s on Your SAR:
- Your Student Aid Index (SAI) – formerly called Expected Family Contribution (EFC)
- Complete listing of information you recorded on your FAFSA
- Schools that will receive your FAFSA information
- Your eligibility for federal aid programs
Review Your SAR Carefully:
- Check all information for accuracy
- If no corrections are needed, keep the SAR with your financial aid records
- If corrections are necessary, go to FAFSA on the Web and select “Make Corrections to a Processed FAFSA”
- Verify that UF (school code 001535) is listed in the SAR’s “College Release Section”
- If UF is not listed, correct your SAR to include it
Important: If your email or mailing address changes, update it with the federal processor using FAFSA on the Web. This ensures you receive your Student Aid Report, electronic PIN, Renewal Reminder, and other important correspondence.
Step 3: Follow Up and Complete Verification
After submitting your FAFSA, actively monitor your application status and respond to any requests promptly.
Monitor Your Application:
- Check the status of your aid application and award on ONE.UF portal regularly
- Look for email notifications from UF financial aid office
- Review your UF financial aid email account frequently
Federal Verification Process:
If your application is selected for Federal Verification, you will be required to provide documentation before aid can be disbursed to you:
- Respond promptly to all requests for information or documentation
- Missing documents delay your aid package and disbursement
- Most forms are available to print from your “financial aid status” page on ONE.UF
- Additional forms can be found on SFA’s Forms page
Common Verification Documents:
- IRS Tax Return Transcripts
- W-2 forms
- Verification worksheets
- Identity and statement of educational purpose
- Proof of citizenship or eligible non-citizen status
Step 4: Review and Respond to Your Financial Aid Offer
Once your financial aid file is complete and you have been admitted to UF, the Student Financial Aid and Scholarships office will send you a financial aid offer based on your demonstrated need.
How You’ll Receive Your Offer:
- All financial aid offers and correspondence will be sent to you by email
- Check your UF email account regularly
- Also check the ONE.UF portal for your complete aid package details
Understanding Your Financial Aid Offer:
Your Financial Aid Offer will state the terms and conditions of all aid programs offered to you:
- Carefully read all information accompanying your financial aid offer
- Follow all instructions provided
- Note acceptance deadlines and requirements
- Understand renewal criteria for scholarships
Accepting or Declining Aid:
You must formally accept or decline offered aid using the ONE.UF portal:
Automatically Accepted:
- Grants (such as Pell Grant, FSEOG)
- Scholarships (institutional and external)
Requires Explicit Acceptance:
- Federal student loans (subsidized and unsubsidized)
- Work-study employment awards
- Parent PLUS loans
Important Considerations:
- You can accept all, some, or none of the aid offered
- You may decline or reduce loan amounts to minimize debt
- Accepting work-study does not guarantee a job; you must apply for positions
- Review the total cost of attendance and your expected out-of-pocket expenses
Loan Acceptance Requirements:
- First-time borrowers must complete Entrance Counseling at studentaid.gov
- Sign a Master Promissory Note (MPN) electronically
- Understand repayment obligations before accepting loans
UF Financial Aid Deadlines
The FAFSA opens annually on Wednesday, October 1, 2025, for the following academic year. For the 2026-27 academic year, students can submit their FAFSA applications beginning Wednesday, October 1, 2025.
Students should submit their applications as early as possible after this date, but no later than Monday, June 30, 2027, for federal aid consideration.
The UF FAFSA deadline for priority consideration for state and institutional programs typically requires submission by Friday, January 31, 2026. For Florida state aid programs, the processing deadline is Friday, May 15, 2026.
As one Reddit user noted, “UF usually sends financial aid packages sometime in April” for incoming first-year students, while continuing students receive updated packages in June or July following FAFSA processing completion.
| Category | Details |
| Academic Year Covered | July 1, 2026 – June 30, 2027 |
| FAFSA Opens | October 1, 2025 — Submit as soon as possible after this date. |
| Federal Submission Deadline | June 30, 2027 — FAFSA must be received by this date. |
| Florida State Aid Deadline | May 15, 2026 (date processed) — Required for programs such as the Florida Student Assistance Grant (FSAG) and Bright Futures verification. |
| UF Priority FAFSA Deadline | February 15, 2026 — Recommended for full consideration of UF grants, need-based scholarships, and limited state funds. |
| UF Admission-Related Scholarship Deadlines | Vary by program; generally, December 1, 2025, for incoming freshmen to receive automatic merit scholarship consideration (e.g., Presidential and Out-of-State Tuition Waivers). |
| UF Financial Aid Office | Student Financial Affairs (SFA) |
| Aid Types Covered | Federal (Pell, SEOG, Work-Study, Direct Loans), State (FSAG, Bright Futures), UF Institutional Grants & Scholarships. |
| Special Circumstances | If family income or dependency status changes, submit FAFSA, usually, then contact UF’s SFA office to request a Special Circumstances Review. |
| Disbursement Date – Fall 2026 | Wednesday, August 19, 2026 (estimated) — Aid applied to student accounts once classes begin and enrollment is confirmed. |
| UF Enrollment Requirement | Must be degree-seeking and enrolled at least half-time (6+ credits for undergraduates) to receive most federal/state aid. |
| UF SAP Policy (Renewal Requirement) | Maintain Satisfactory Academic Progress (SAP) — GPA ≥ 2.0, 67% completion rate, and within the maximum time frame (150% of program length). |
| FAFSA Website | studentaid.gov — fastest and easiest way to file. |
| Help Contact | UF Office of Student Financial Aid & Scholarships: (352) 392-1275 or sfa-help@mail.ufl.edu |
Recommended UF Financial Aid Action Timeline for 2026–2027
| Date / Period | Milestone | Action Required |
| October 1, 2025 | FAFSA Opens | File your FAFSA as soon as possible for priority consideration. |
| Dec 1, 2025 | UF Scholarship Consideration | Deadline for UF merit scholarships (e.g., Presidential, Out-of-State Waivers). |
| Feb 15, 2026 | UF FAFSA Priority Deadline | To ensure eligibility for UF and state-based funds. |
| April–May 2026 | Aid Offers Released | Review award packages via ONE.UF. |
| May 15, 2026 | Florida State Deadline | Final date for state aid consideration (FSAG, Bright Futures). |
| August 19, 2026 (est.) | Fall Disbursement | Aid applied to UF student accounts. Confirm enrollment and clear any holds. |
UF Financial Aid Eligibility Requirements
Core Eligibility Criteria
| Requirement category | Details | Notes specific to UF |
| Admission status | Must be admitted to a degree-seeking program. | Non-degree, visiting, or guest students are generally not eligible for most federal/state institutional aid. |
| Enrollment level | Minimum half-time enrollment for most programs to qualify for federal student aid. | Some UF scholarships or state programs may require full-time status — check each award’s terms. |
| Academic progress | Must maintain Satisfactory Academic Progress (SAP) (qualitative and quantitative standards). | UF follows SAP rules for continued eligibility; failing SAP can lead to loss of aid unless an appeal is approved. |
| Citizenship | U.S. citizens, permanent residents, or other eligible non-citizens. | Certain federal aid (e.g., Pell, Direct Loans) requires citizenship/eligible non-citizen status; institutional awards may have additional requirements. |
| Default status | Cannot be in default on federal student loans. | Students in loan default must resolve their default status (loan rehabilitation, consolidation, or payoff) before regaining eligibility for federal aid. |
| Florida residency impact | Florida residency can affect in-state tuition and eligibility for state grants/scholarships. | Being a Florida resident may increase access to state aid and reduce COA via in-state tuition; residency is determined per state/UF rules — contact UF Student Financial Affairs or Registrar for residency determination and how it affects specific awards. |
Florida Residency Impact
Residency classification dramatically affects both tuition costs and aid eligibility. Florida residents benefit from in-state tuition rates approximately 70% lower than non-resident charges, plus access to exclusive state programs.
In-State Benefits:
- Bright Futures Scholarship eligibility
- Florida Student Assistance Grant access
- Reduced tuition and fees
- Additional state-funded programs
Residency Requirements:
Students or their parents must establish Florida domicile for at least 12 consecutive months before enrollment begins. Documentation includes voter registration, driver’s license, tax filings, and proof of continuous residence.
Academic Progress Standards
Students receiving UF financial aid must maintain satisfactory academic progress, including:
- GPA Requirement: Minimum 2.0 cumulative GPA for undergraduates
- Completion Rate: Complete at least 67% of attempted credit hours
- Maximum Timeframe: Complete degree within 150% of program length
- Incremental Progress: Show measurable advancement toward degree completion
Types of UF Financial Aid Available
Federal Grant Programs
Federal grants provide need-based assistance that doesn’t require repayment, forming the foundation of many aid packages.
| Grant Program | Maximum Award (2024–25) | Eligibility Basis | Notes for UF students |
| Federal Pell Grant | $7,395 | Exceptional financial need (determined by FAFSA / Student Aid Index) | For eligible undergraduates. Amount depends on enrollment level and SAI; file FAFSA early. |
| FSEOG (Federal Supplemental Educational Opportunity Grant) | $4,000 | Priority given to Pell Grant recipients with high need | Campus-controlled funds — limited and awarded by UF on a first-come/priority basis. Check UF’s FSEOG availability after FAFSA is processed. |
| TEACH Grant | $4,000 | Teaching-service commitment in high-need subject/area (must sign agreement to serve) | Requires signing a TEACH Grant Agreement to Serve; failure to complete service converts the grant to an unsubsidized loan (repayment + interest). Confirm UF program participation and advisor rules before accepting. |
State of Florida Programs
Florida residents access several state-funded initiatives designed to keep talented students in-state.
Bright Futures Scholarship Program:
- Florida Academic Scholars (FAS): 100% tuition and fees coverage
- Florida Medallion Scholars (FMS): 75% tuition and fees coverage
- Gold Seal Vocational Scholars: Career and technical program funding
Additional State Programs:
- Florida Student Assistance Grant (FSAG)
- Effective Access to Student Education (EASE)
- José Martí Scholarship Challenge Grant
UF Merit Scholarships
The University of Florida awards competitive UF scholarships recognising academic excellence, leadership, and notable achievements.
However, as one Reddit user candidly observed, “UF gives out scholarships very sparingly,” making competitive preparation essential.
Presidential Scholarship Program
| Scholarship Level | Annual Award | Renewal Requirements |
| Presidential Gold | $8,000 | 3.20 GPA; full-time enrollment |
| Presidential Platinum | $10,000 | 3.50 GPA; full-time enrollment |
| Presidential Elite | $12,000 | 3.75 GPA; leadership activities (in addition to academic standards) |
Specialised Merit Programs
- Stamps Leadership Scholarship: Full cost of attendance plus $10,000 enrichment stipend for exceptional leaders demonstrating academic excellence and community impact.
- Machen Florida Opportunity Scholarship: Comprehensive need-based program covering full demonstrated financial need for first-generation college students from Florida families earning less than $40,000 annually.
- National Merit Scholar Programs: Substantial UF merit scholarships for National Merit Finalists choosing UF as their first-choice institution.
Out-of-State Tuition Waivers
Non-resident students can significantly reduce educational costs through competitive UF out-of-state tuition waiver programs.
Waiver Program Annual Benefit Selection Criteria
| Waiver Program | Annual Benefit | Selection Criteria | Notes |
| Gator Nation Award | Up to $20,000 | Academic merit; leadership | Competitive — may require application or nomination. |
| Sunshine Scholarship | $16,000 | High school academic achievement | Often aimed at incoming freshmen with strong academic records. |
| Alumni Legacy Award | $8,000 | Parent or grandparent is a UF graduate | Proof of relationship / graduate verification usually required. |
| Phi Theta Kappa | $6,000 | Community college transfer honors (PTK membership) | For transfer students with PTK honors — check transfer-specific conditions. |
Federal Student Loans for UF students
Student loans provide additional funding when grants and scholarships don’t cover full educational expenses.
UF students commonly utilise:
- Direct Subsidised Loans: The Government pays interest during enrollment for students demonstrating financial need.
- Direct Unsubsidized Loans: Available regardless of need; interest accrues during all periods.
- Graduate PLUS Loans: Advanced degree students can borrow up to the full cost of attendance minus other aid received.
Work-Study and Employment
The Federal Work-Study Program provides part-time employment opportunities, allowing students to earn money while gaining valuable work experience.
Positions include library assistants, research support, administrative roles, and community service placements.
Students not awarded work-study can still access campus employment through UF’s extensive job portal, featuring thousands of opportunities across academic departments, student services, and auxiliary operations.
UF Financial Aid Determination Process
Financial Need Calculation
UF financial aid offices use a standardised methodology to assess student financial circumstances and determine appropriate assistance levels.
Cost of Attendance (COA) Components:
- Tuition and fees
- Room and board
- Books and supplies
- Transportation expenses
- Personal expenses
- Professional licensing (select programs)
The Student Aid Index (SAI), calculated from FAFSA information, represents expected family contribution toward educational expenses. Financial need equals the difference between COA and SAI.
Aid Package Construction
Financial aid packages combine multiple funding sources to address student financial need and recognise merit achievements.
Typical Package Hierarchy:
- Grant and scholarship funds (gift aid)
- Work-study awards
- Federal subsidised loans
- Federal unsubsidized loans
- PLUS loans (parents/graduates)
UF Net Price Calculator
UF provides an online UF Net Price Calculator, helping families estimate potential aid eligibility and out-of-pocket costs based on income, assets, family size, and academic credentials. This planning tool offers personalised projections before completing formal applications.
Residency Classification and Aid Impact
In-State vs. Out-of-State Costs
Residency status creates substantial differences in educational expenses and available funding opportunities.
2024-25 Tuition and Fees Comparison:
| Waiver Program | Annual Benefit | Selection Criteria | Notes |
| Gator Nation Award | Up to $20,000 | Academic merit; leadership | Competitive — may require application or nomination. |
| Sunshine Scholarship | $16,000 | High school academic achievement | Often aimed at incoming freshmen with strong academic records. |
| Alumni Legacy Award | $8,000 | Parent or grandparent is a UF graduate | Proof of relationship/graduate verification is usually required. |
| Phi Theta Kappa | $6,000 | Community college transfer honors (PTK membership) | For transfer students with PTK honors — check transfer-specific conditions. |
Establishing Florida Residency
Students can qualify for in-state tuition by establishing legal domicile in Florida. Requirements include:
Documentation Required:
- Florida voter registration
- Florida driver’s license
- Florida vehicle registration
- Tax filing as a Florida resident
- Proof of continuous residence
- Financial independence verification
The process typically requires 12 consecutive months of Florida domicile before enrollment begins. Students should consult with UF’s residency office early in their planning process.
UF Financial Aid Disbursement and Management
How Does UF Disburse Financial Aid?
UF financial aid undergoes systematic disbursement after enrollment confirmation and document completion.
The process is automatic once all requirements are met.
Disbursement Schedule:
- Fall Semester: Late August (typically Wednesday, August 27, 2025)
- Spring Semester: Mid-January (typically Tuesday, January 14, 2026)
- Summer Sessions: Varies by session start date
Aid first applies to mandatory university charges, including tuition, fees, and on-campus housing. As one helpful Reddit user confirmed, “It can be applied to housing!” Remaining funds generate refunds distributed through direct deposit or mailed checks.
Managing Your UF Aid Package Status
Students access comprehensive aid information through the One.UF portal, including:
- Award letter details and amounts
- Acceptance/decline options for loans
- Disbursement dates and amounts
- Outstanding requirements
- Budget increase petition and appeal forms
Important Management Tips:
- Accept or decline loans promptly
- Monitor UF financial aid email for critical updates
- Update direct deposit information
- Report outside scholarships immediately
- Maintain satisfactory academic progress
Common Disbursement Issues
Students occasionally experience disbursement delays due to:
- Missing verification documents
- Enrollment status changes
- Unsatisfied loan requirements
- Registration holds
- Banking information errors
Proactive communication with the OneStop office resolves most issues quickly and prevents late payment penalties.
Graduate and Professional Student Aid
Advanced Degree Funding
Graduate students access specialized funding opportunities beyond undergraduate programs:
Assistantships:
- Graduate Teaching Assistantships (GTA)
- Graduate Research Assistantships (GRA)
- Graduate Program Assistantships (GPA)
These positions typically include tuition waivers plus monthly stipends ranging from $1,200 to $2,500, depending on program and responsibilities.
Professional Program Support
UF’s professional schools offer targeted financial assistance:
College of Medicine:
- Need-based scholarships
- Merit awards for exceptional students
- Loan forgiveness programs
- Rural and underserved area incentives
College of Law:
- Public interest fellowship programs
- Merit scholarship competitions
- Bar exam funding assistance
- Externship stipends
College of Pharmacy:
- Research assistantships
- Industry partnership scholarships
- Professional development grants
- Clinical rotation support
Graduate PLUS Loans
Advanced degree students can borrow up to the full cost of attendance minus other aid received through Graduate PLUS loans.
These federal loans require credit approval but offer flexible repayment options, including income-driven plans.
International Student Opportunities
Limited Federal Aid Eligibility
International students face restrictions on federal financial aid programs, but can access specific institutional support:
Available Options:
- Merit-based scholarships
- Out-of-state tuition waivers
- Departmental assistantships
- Private scholarship programs
Alternative Funding Strategies
External Scholarships:
- Home country education ministries
- International service organizations
- Corporate sponsorship programs
- Community foundation grants
On-Campus Employment:
- Research assistant positions
- Teaching assistant roles
- Student organization employment
- International student services
International students should explore comprehensive funding combinations and maintain a valid visa status while working on campus.
Special Circumstances and Appeals
Financial Aid Appeals
Students experiencing significant changes in financial circumstances can request aid package reconsideration through formal appeal processes.
Common Appeal Reasons:
- Loss of employment or income reduction
- Medical expenses or family illness
- Death of a parent or spouse
- Natural disaster impact
- Business closure or economic hardship
Required Documentation
Successful appeals require comprehensive documentation supporting changed circumstances:
- Income loss verification (layoff notices, benefit statements)
- Medical bills and treatment records
- Death certificates and estate documents
- Insurance claims and damage assessments
- Tax amendments and updated financial information
Budget Increase Petitions
Students with expenses exceeding the standard cost of attendance estimates can petition for a UF budget increase, allowing additional loan eligibility.
Approved Expense Categories:
- Dependent care costs
- Disability-related expenses
- Transportation for internships/clinical rotations
- Professional licensing and certification fees
- Required technology and equipment
Scholarship Search and External Funding
UF Scholarship Database
The University of Florida maintains an extensive scholarship search engine, helping students identify opportunities by:
- Academic major and program
- Year in school and GPA requirements
- Geographic origin and residency
- Special interests and career goals
- Demographic characteristics
External Scholarship Integration
Outside scholarships must be reported to UF’s Student Financial Aid office to ensure proper integration with existing aid packages and prevent over-awarding beyond cost of attendance limits.
Popular External Programs:
- National Merit Scholar Program
- Hispanic Scholarship Fund
- Gates Millennium Scholars
- Coca-Cola Scholars Foundation
- Local community foundations
Scholarship Stacking Strategies
Successful students often combine multiple smaller awards, creating substantial funding packages:
- Departmental academic scholarships
- Professional organization awards
- Community service recognition
- Cultural and ethnic organization funding
- Religious and faith-based programs
UF Financial Aid Statistics and Trends
2025–2026 UF Financial Aid Statistics
| Aid Category | Total Awarded | Students Served | Average Award |
| Federal Grants | $89.2 million | 18,456 | $4,832 |
| State Grants | $127.8 million | 22,891 | $5,584 |
| Institutional Scholarships | $95.4 million | 15,667 | $6,089 |
| Federal Loans | $156.7 million | 21,334 | $7,346 |
| Work-Study | $8.9 million | 3,445 | $2,584 |
Key Insights
- Total Aid Distributed: ≈ $478 million in combined grants, scholarships, loans, and work-study.
- Largest Funding Source: Federal loans make up the most significant share of total aid ($156.7 M).
- Most Students Served: State grants reached 22,891 students, reflecting the broad impact of Florida aid programs such as Bright Futures and FSAG.
- Highest Average Award: Institutional scholarships averaged $6,089 per student, highlighting UF’s strong commitment to merit and need-based institutional support.
- Work-Study Reach: Although smaller in total, UF’s Work-Study program provided valuable campus employment to over 3,400 students.
University of Florida Financial Aid & Recognition
| Category | Statistic / Recognition | Source / Details |
| National Ranking | #7 Top Public University | U.S. News & World Report, 2025 |
| Total Grants & Scholarships Awarded | $319 million | Undergraduate grants and scholarships are awarded annually |
| Students Receiving Grants/Scholarships | A significant proportion of undergraduates | Reflects UF’s strong commitment to affordability and access |
| Graduates with No Loan Debt | 79% | UF undergraduates who graduate without student loan debt — among the highest in the nation |
Key Takeaways
- UF continues to rank among the Top 10 public universities nationwide.
- Nearly $319 million in grants and scholarships is awarded annually, easing financial barriers for students.
- 4 out of 5 UF undergraduates graduate debt-free, showcasing the university’s affordability and robust aid programs.
- Combined with federal, state, and institutional aid, UF remains one of the best values in higher education.
Student Debt Analysis
UF graduates compare favorably to national averages in terms of student loan debt:
Average Debt at Graduation:
- UF Undergraduate: $22,450
- National Public Average: $27,400
- UF Graduate/Professional: $45,600
- National Graduate Average: $71,900
Graduation Rate Impact
Students receiving financial aid demonstrate higher graduation rates than those paying entirely out-of-pocket:
- Aid Recipients: 88.3% six-year graduation rate
- No Aid Recipients: 82.1% six-year graduation rate
- High-Need Students: 85.7% graduation rate with comprehensive support
UF Financial Aid Online Resources
UF Student Financial Aid and Scholarships Videos
Explore helpful videos from the University of Florida Office of Student Financial Aid and Scholarships (SFA) to guide you through every step of the financial aid process.
Financial Aid: What’s Next? (Fall 2025)
A step-by-step walk-through of what happens after you submit your aid application, including review of your award, enrollment checks, and next steps at UF.
It highlights timelines, required actions, and how to stay on track for disbursement and eligibility.
Financially Fit – UF Financial Wellness Week
This video introduces students to financial wellness resources at UF and suggests practical habits for budgeting, saving, and managing student expenses.
It encourages building a smart money mindset early in your college journey.
How the Florida Prepaid Plan and Bright Futures Scholarship Work Together at UF
Explains how Florida’s Prepaid Plan and Bright Futures scholarship integrate when attending UF, showing how they apply towards tuition, how refunds may work, and how to maximize the combined benefits. It helps students and families understand coordination of state/family savings with university billing.
Chomping Change: Managing Your Finances in College
Offers real-life student examples to demonstrate smart spending, avoiding debt, and making the most of campus employment and aid. Emphasizes the importance of financial habits that support academic success and personal well-being.
Student Authorization to Release Financial Information – Form Instructions
Guides students on how to complete the UF authorization form that permits the SFA office to release their financial aid data to parents or third-parties, in compliance with privacy laws (FERPA). Explains where to access the form in ONE.UF, how to fill it out, and when to submit.
Ruth’s Story
Ruth shares how receiving financial aid at University of Florida transformed her ability to pursue her degree and finish college debt-free. Her story highlights resilience, smart use of scholarships and grants, and how campus resources supported her journey.
Kevin’s Story
Kevin describes his experience balancing school, work-study, and financial aid while at UF, showing how the aid process and institutional support helped him reach graduation with less stress about debt. His perspective offers insight into making aid work as part of a full-student life.
One.UF Portal Features
The centralized student portal provides comprehensive financial aid management:
Key Portal Functions:
- Real-time aid status tracking
- Document upload capabilities
- Award acceptance/decline options
- Disbursement history and schedules
- Direct communication with aid offices
Mobile Access and Apps
UF students can manage financial aid through mobile-optimized websites and dedicated applications, providing:
- Push notifications for critical deadlines
- Mobile document capture and upload
- Chat support with aid counselors
- Integration with academic and billing systems
Virtual Support Services
Available Online Services:
- Virtual counseling appointments via Zoom
- Live chat support during business hours
- Video tutorials for complex processes
- Interactive workshops and webinars
- Automated FAQ and help systems
UF Financial Aid Office Contact Information
Main Office – Student Financial Aid and Scholarships (SFA)
- Location (Office Address): S-107 Criser Hall, University of Florida
- Mailing Address: PO Box 114025, Gainesville, FL 32611-4025
- UF Financial Aid Phone Number: (352) 392-1275
- Fax: (352) 392-2861
- Title IV Federal School Code: 001535
- SFA Contact: Student Financial Aid and Scholarships Office
How to Get UF Financial Aid Assistance
The University of Florida provides multiple ways for students to access financial aid counseling and support services.
For Current UF Students (On-Campus Undergraduates):
Students can request financial aid assistance through several convenient channels:
In-Person at OneStop
- Location: Ground floor of Criser Hall lobby
- Hours: Monday, Tuesday, Thursday, and Friday: 8:00 AM – 5:00 PM
- Wednesday Hours: 9:00 AM – 5:00 PM
By Phone
- OneStop Phone Number: (352) 392-2244
- Hours: Monday, Tuesday, Thursday, and Friday: 8:00 AM – 5:00 PM
- Wednesday Hours: 9:00 AM – 5:00 PM
Virtual OneStop via Zoom
- Schedule: Monday, Tuesday, Thursday, and Friday: 8:00 AM – 5:00 PM
- Wednesday Hours: 9:00 AM – 5:00 PM
- Video consultations available for convenient remote assistance
UF Online Undergraduate Students
Students enrolled in the UF Online program have dedicated support services:
- Phone: (352) 294-3290
- Email Support: Complete the online contact form for email replies
- Specialized advisors familiar with online program requirements
Graduate and Professional Students
Professional and graduate students receive specialized financial aid assistance through their respective college offices:
College of Dentistry
- Advisor: Rebecca Driggers
- Location: Dental Sciences Building, D3-5, Office of Admissions & D3-30D
- Phone: (352) 273-5999
- Fax: (352) 846-0311
College of Law
- Advisor: Vernon Wright
- Location: Holland Hall, Suite 164
- Phone: (352) 273-0628
- Fax: (352) 392-2861
College of Medicine
- Advisor: Joanne Kreinbihl
- Location: Stetson Medical Science Building, Room M-128
- Phone: (352) 273-7939
College of Pharmacy
- Advisor: Megan Doerr
- Location: G208 Student Services Center, HPNP Building, 1225 Center Drive
- Phone: (352) 273-6202
- Fax: (352) 273-6219
College of Veterinary Medicine
- Location: Veterinary Academic Building, Room V1-100E
- Contact for current advisor information
MBA/Graduate Business Programs
- Advisor: Connie Reed
- Location: 203 Hough Hall
- Phone: (352) 273-4960
- Advisor: Zoë Hansen
- Location: 210-A Hough Hall
- Phone: (352) 273-4961
College of Public Health & Health Professions; College of Nursing
- Advisor: Gary Le
- Location: G206 Student Services Center, HPNP Building, 1225 Newell Drive
- Phone: (352) 273-6115
Specialized Support Services
Student Athletes
- Advisor: Andrea Tham
- Location: Peabody P113
- Phone: (352) 294-3237
Study Abroad Financial Aid
- Contact: Through the OneStop
- Phone: (352) 392-2244
Accessibility Services
Hearing or Speech-Impaired Students
Students requiring communication assistance can use the Florida Relay Service:
- Quick Dial: 711
- TTY: 1 (800) 955-8771
- Voice: 1 (800) 955-8770
- Website: Florida Relay Service online
Mailing Addresses
- General Correspondence: University of Florida Office of Student Financial Aid and Scholarships PO Box 114025 Gainesville, FL 32611-4025.
- Scholarship Checks: University of Florida Office of Student Financial Aid and Scholarships Attn: Disbursements PO Box 114025 Gainesville, FL 32611-4025.
- FedEx or Overnight Delivery: University of Florida Office of Student Financial Aid and Scholarships S-204 Criser Hall Gainesville, FL 32611 (Omit PO Box number for courier deliveries).
UF Financial Aid Office Hours
Standard Schedule:
- Monday through Friday: 8:00 AM – 5:00 PM
- Closed: State holidays and university breaks
OneStop Schedule (Ground Floor Criser Hall):
- Monday, Tuesday, Thursday, Friday: 8:00 AM – 5:00 PM
- Wednesday: 9:00 AM – 5:00 PM
Understanding Office Functions
Student Financial Aid and Scholarships Office (SFA) – S-107 Criser Hall
The SFA office handles:
- Financial aid applications and processing
- FAFSA questions and verification
- Scholarship information and awards
- Financial aid advising and counseling
- Student employment and work-study
- Short-term emergency loans
- Budget increase petitions and appeals
University Bursar Office – S-113 Criser Hall
Located next door to SFA, the Bursar’s office handles:
- Tuition and fee payments
- University bill payments
- Refund processing and direct deposit
- Payment plan arrangements
- Account balance inquiries
Important: For UF financial aid questions, always contact the SFA office, not the Bursar. The Bursar handles payments after aid has been awarded.
Email and Communication Policy
Important Privacy Notice:
Under Florida law, email addresses are public records. If you prefer to keep your email address private and not released in response to public records requests, contact the university by phone or in writing instead of email.
For UF Financial Aid Email Support:
- Use the secure messaging system in One.UF portal
- Complete contact forms for email replies
- Protect your personal information through secure channels
Additional Resources
For Financial Aid Questions:
- Check your UF aid package status on ONE.UF portal
- Visit the OneStop in person during office hours
- Call the appropriate office number listed above
- Schedule a virtual Zoom appointment
For General UF Information:
- Visit the UF Homepage for university information
- Contact the UF Admissions Office for application questions
- Do not send financial aid questions to the website administrator
Tips for Contacting UF Financial Aid
Before You Call or Visit:
- Have your UFID number ready
- Gather relevant documents (FAFSA confirmation, tax forms, etc.)
- Check One.UF portal first for common information
- Review your financial aid email for recent updates
- Note specific questions you need answered
Best Times to Contact:
- Early morning hours (8:00-10:00 AM) typically have shorter wait times
- Avoid peak periods: registration weeks, disbursement dates, and semester starts
- Wednesday mornings (9:00 AM opening) may have less volume
For Urgent Issues:
- Visit in person at the OneStop lobby
- Call during office hours for immediate assistance
- Allow extra time during peak seasons (April, August, January)
Frequently Asked Questions About UF Financial Aid
Does UF give financial aid to international students?
International students are not eligible for federal need-based programs but may qualify for UF merit scholarships and specific institutional awards.
Does UF take FAFSA or CSS?
UF only requires the FAFSA for financial aid consideration. The CSS Profile is not used in UF’s aid determination process.
How much financial aid does UF give?
Many families ask this question, but actual amounts vary significantly by need, scholarships, and residency status. UF distributes over $400 million annually to students.
How do I contact UF financial aid?
Contact the UF financial aid office through OneStop services at (352) 392-1275, visit in person at Criser Hall, or use the messaging system in One. UF.
How does military service affect financial aid eligibility?
Veterans and active military members may qualify for additional benefits through the GI Bill, state veteran programs, and specialized scholarships.
Can I appeal my financial aid package if circumstances change?
Yes, UF accepts appeals for significant changes in financial circumstances. Submit documentation through the One.UF portal with supporting evidence.
How do outside scholarships affect my UF aid package?
External scholarships must be reported and may reduce loan eligibility before affecting grant awards. The total aid cannot exceed the cost of attendance.
What happens if I change my major or enrollment status?
Enrollment changes can affect aid eligibility and disbursement amounts. Notify the UF financial aid office immediately of any changes.
One Reddit user expressed frustration, saying, “UF’s Financial Aid system is absolute trash,” while another asked, “I just received a UF scholarship where I get 4k/yr … is this all I am getting?” These concerns highlight the importance of understanding that aid packages combine multiple sources and may include additional awards throughout the year.
Another student noted that “Undergrad award packages were released yesterday,” showing how timely communication helps students stay informed about their aid status.
When will my UF student aid refund be available?
Refunds typically process within 5-7 business days after aid disbursement, provided all requirements are met and banking information is current.
Does financial aid cover housing at UF?
Yes, aid refunds can be used for any educational expenses, including off-campus rent, groceries, transportation, and other living costs.
What if my aid doesn’t cover all my expenses?
Students can request budget increases for documented additional expenses or explore additional loan options through PLUS programs.
Planning Your UF Financial Aid Strategy
First Year Preparation
High school students should begin financial aid planning early:
Junior Year Actions:
- Research UF admission requirements and deadlines
- Investigate scholarship opportunities and requirements
- Consider dual enrollment for college credit
- Build firm academic and extracurricular profiles
- Begin college savings and financial planning
Senior Year Timeline:
- Complete FAFSA immediately after October 1, 2025
- Apply for scholarships throughout the year
- Maintain strong grades for merit consideration
- Submit all required documents promptly
- Compare aid packages from multiple schools
Continuing Student Success
Annual Requirements:
- Submit FAFSA by priority deadlines
- Maintain satisfactory academic progress
- Update contact and banking information
- Report changes in financial circumstances
- Apply for additional scholarships and opportunities
Long-term Strategies:
- Monitor degree progress and completion rates
- Explore research and internship opportunities
- Build relationships with faculty and advisors
- Plan for graduate school funding if applicable
- Develop professional networks and career connections
Graduate School Transition
Students planning advanced degrees should prepare for different funding landscapes:
Preparation Steps:
- Research assistantship opportunities in target programs
- Apply for competitive fellowship programs
- Maintain strong academic records and GPA
- Develop research experience and publications
- Build relationships with potential mentors
Maximizing Your UF Financial Aid 2026-2027
The University of Florida’s comprehensive financial aid programs make exceptional higher education accessible to students from diverse economic backgrounds.
Through strategic planning, early application submission, and active engagement with available resources, students can significantly reduce educational costs while accessing world-class academic opportunities.
Success in securing UF financial aid requires understanding the complex interaction between federal programs, state initiatives, institutional scholarships, and external funding sources.
Students who invest time in researching opportunities, meeting deadlines, and maintaining eligibility requirements position themselves for maximum financial support throughout their academic careers.
The investment in UF education pays substantial dividends through excellent career outcomes, strong alum networks, and competitive graduate school placement. With proper financial planning and aid optimization, students can focus on academic achievement and personal development rather than financial stress.
Remember that financial aid counselors in OneStop services are valuable partners in your educational journey. Don’t hesitate to schedule appointments, ask questions, and seek guidance throughout your time at the University of Florida.
Your success is their priority, and comprehensive support services ensure that financial barriers don’t prevent you from achieving your academic and career goals.
Start your UF financial aid journey today by completing the FAFSA at studentaid.gov and exploring scholarship opportunities through UF’s comprehensive database.
Your future begins with taking the first step toward making a University of Florida education affordable and accessible.