UCI Financial Aid 2026-2027: Complete Guide for Students

UCI financial aid provides comprehensive support to help students afford their education, with over 65% of undergraduates receiving some form of financial assistance.

Whether you’re searching for information about ZotAid login, disbursement dates, or eligibility requirements, this guide covers everything you need to know about financing your education at UC Irvine.

The UCI financial aid system combines federal, state, and institutional funding to create personalized packages for each student.

Your aid package may include grants that don’t require repayment, merit-based scholarships, federal work-study opportunities, and student loans with favorable terms.

How to Apply for UCI Financial Aid 2026

Follow this practical walkthrough to apply for financial aid at UC Irvine successfully.

Keep both digital and physical copies of all confirmations and documents.

Step 1: Create Your FSA ID

Visit StudentAid.gov and create an FSA ID using a personal email address you check regularly. You’ll need your full legal name, Social Security number, date of birth, and contact information.

Set a username, password, and two security challenge questions.

Important for Dependent Students: Your parent must create their own separate FSA ID to sign your FAFSA electronically. Parents cannot use the student’s FSA ID. Write down your FSA ID username and recovery information. Losing access can delay your application.

Step 2: Choose FAFSA or CADAA (Don’t File Both)

FAFSA is for U.S. citizens, nationals, and eligible non-citizens. File at StudentAid.gov.

The CADAA (California Dream Act Application) is for qualifying undocumented or DACA students who are ineligible for federal aid but eligible for state and UC programs. File at the California Student Aid Commission website.

Filing both applications causes processing delays. If unsure which to file, contact UCI OFAS before submitting.

Step 3: Complete Your Application Online

When prompted for school choices, add UC Irvine using school code 001314. You can list up to ten schools initially and add more later by logging back into StudentAid.gov.

Documents You’ll Need:

2024 tax information (or 2023, depending on cycle)
W-2 forms
Bank statements
Records of untaxed income
Social Security number or alien registration number

Use the IRS Data Retrieval Tool (DRT) if available—it securely transfers tax data, speeds processing, and reduces verification requests. If DRT isn’t available, be prepared to provide tax transcripts if requested.

Save your confirmation page after submission. It includes your FAFSA confirmation number and Data Release Number (DRN).

Step 4: Save Your Student Aid Report

After processing, you’ll receive a Student Aid Report (SAR) showing your Student Aid Index (SAI). Save or print this document along with your FSA ID details, FAFSA confirmation, and DRN. These documents are essential if you need to appeal or resolve issues.

Step 5: Monitor ZotAid for Awards and Document Requests

UCI posts award packages and document requests in ZotAid. Log in daily during busy periods (award release and verification windows).

Check These Sections:

Awards: View your complete financial aid package
Documents: Upload requested verification materials
Messages: Read communications from OFAS
To-Do List: Track outstanding requirements

Uploading Documents: Scan or photograph documents clearly in PDF format—name files clearly (example: StudentID_TaxTranscript_2026.pdf).

Typical requests include IRS tax transcripts, W-2s, verification worksheets, government ID, proof of citizenship or residency, and signature pages.

Step 6: Respond Immediately to Verification Requests

Verification is standard—approximately 30% of FAFSA applicants are selected. If ZotAid flags your FAFSA for verification, upload the requested documents immediately.

Missing or late verification is the leading cause of delayed awards and disbursements.

Obtain IRS Tax Return Transcripts from IRS.gov or use the IRS Data Retrieval Tool. Keep timestamped screenshots of your upload confirmations.

Step 7: Review Your Award Package

Your ZotAid award package lists grants, scholarships, loans, and work-study. Grants and scholarships are gift aid requiring no repayment. Loans must be repaid and require action to accept.

Compare your total aid against the Cost of Attendance (COA) to understand expected out-of-pocket costs. Contact OFAS immediately if you notice errors.

Step 8: Accept or Decline Awards

Grants and Scholarships: Typically auto-accepted by the university.
Student Loans: Complete Entrance Counseling and sign the Master Promissory Note (MPN) at StudentAid.gov before funds are disbursed. You can accept the full amount, reduce it, or decline entirely in ZotAid. Only borrow what you need.
Parent PLUS Loans: Parent borrowers must complete a credit check and sign a PLUS MPN.
Work-Study: Accepting work-study doesn’t guarantee a job—you must still apply for on-campus positions through the Student Employment Center.

Step 9: Set Up Direct Deposit

Add your bank routing and account numbers in ZotAid or the UCI refund portal. Direct deposit ensures refunds post to your account within 1-2 business days instead of waiting 5-7 days for mailed checks.

Critical: Verify bank information carefully. Incorrect details cause significant delays.

Step 10: Track Disbursement and Enrollment

Aid is disbursed only after OFAS confirms the required documents, loan completion steps, and sufficient enrollment. Most aid requires at least half-time enrollment (6 units), with full-time (12 units) needed for maximum awards.

If you drop below the required units, aid may be reduced or returned. Check your Account Summary in ZotAid the week before each quarter starts to verify when funds post.

Step 11: Reapply Annually and Document Changes

FAFSA or CADAA must be completed every academic year. Set calendar reminders for Wednesday, October 1st, annually—the earliest you can file for the following year.

Exceptional Circumstances: If your family experiences significant financial changes (job loss, medical expenses, divorce), gather documentation and contact OFAS for a professional judgment review.

Provide supporting records, including termination letters, medical bills, or other relevant proof.

Essential Document Checklist

Keep these documents organized and readily available:

2024 federal tax return or IRS tax transcripts (student and parent if dependent)
All W-2 forms (student and parent)
Government-issued ID or passport
Social Security Number or Alien Registration Number
Proof of California residency (for state aid)
CADAA supporting documents (if applicable)
Verification worksheets (if requested by OFAS)
Statement of Intent to Register confirmation
Outside scholarship award letters
Bank statements for asset verification

Pro Tips:

Create a dedicated email folder for all financial aid correspondence
Set phone reminders for critical deadlines
Keep both digital and printed copies of all documents
Respond to OFAS requests within 48 hours
Log in to ZotAid at least twice weekly during application season

Following these steps systematically ensures you receive maximum financial aid eligibility and avoid common delays that affect thousands of students annually.

Accessing ZotAid: Your UCI Financial Aid Portal

The UCI Financial Aid Portal, officially known as ZotAid, serves as your central hub for managing all aspects of your financial aid package.

Understanding how to navigate ZotAid is crucial for monitoring awards, submitting documents, and tracking disbursements.

To access your financial aid information, navigate to the ZotAid portal and complete your UCI financial aid login using these credentials:

Username: Your UCNetID (typically your UCI email without @uci.edu)
Password: Your UCNetID password

If you’ve forgotten your credentials, use the UCI password reset tool before contacting the financial aid office.

ZotAid Portal Features and Navigation

The ZotAid portal provides students with everything they need to manage their financial aid and stay on top of important tasks. Below is an overview of key sections in the portal, what you’ll find there, and when to check for updates:

Portal Section	What You’ll Find	When to Check
Awards	Complete financial aid package breakdown	After admission and before each quarter
Documents	Required forms and verification requests	Weekly until all items are submitted
Messages	Important communications from the Office of Financial Aid and Scholarships (OFAS)	Daily during the application season
To-Do List	Outstanding tasks and requirements	Before each listed deadline
Account Summary	Disbursement status, charges, and refund tracking	The week before each quarter starts

Within ZotAid, students can view their complete UCI financial aid package, track UCI financial aid requirements, monitor disbursement schedules, communicate directly with financial aid counselors, and accept, reduce, or decline specific aid components.

The portal updates in real time, ensuring you always have the latest information about your awards.

How to View Your UCI Financial Aid Offer for 2026-2027

Fortunately, the process is straightforward and can be easily done through ZotAid, UCI’s online financial aid portal.

Here’s a step-by-step guide on how to check your financial aid offer:

Log into ZotAid
Start by visiting the ZotAid portal (ofas.uci.edu) and log in with your UCI credentials.
Navigate to the ‘Awards’ Tab
Once you’re logged in, head to the “Awards” tab. This section will provide you with a comprehensive summary of all your financial aid, broken down by quarter, so you can track your financial support throughout the year.
Review Your Aid Summary
In the “Awards” section, you’ll be able to see the full details of your aid package, including grants, scholarships, loans, and work-study options, as well as their amounts and disbursement dates.
Download Your Award Letter
You can also download a PDF copy of your award letter by visiting the “Messages” tab. Here, you’ll find official notifications and can access printable versions of your aid offer, making it easy to share or keep for your records.
Accept Your Aid
If you’re awarded loans or work-study, make sure to accept them through the “Review / Accept Awards” option within ZotAid. You’ll need to confirm your acceptance to ensure the funds are processed correctly.
Apply to Your UCI Account
After your awards are accepted, the financial aid will automatically be applied to your UCI student account. Any remaining balance may be refunded, or you will be billed for the remaining amount, which can be tracked through your ZOT Account.

Your Zot account integrates seamlessly with ZotAid, providing billing details and payment processing.

Together, these systems offer complete transparency in how your financial aid covers educational expenses.

The Zot account shows when aid is credited to your bill and any resulting refunds.

Problem: Can’t remember UCNetID Solution: Visit the UCI NetID lookup tool or contact OIT Support at 949-824-2222.
Problem: Account locked after multiple login attempts. Solution: Wait 30 minutes or contact UCI IT to unlock immediately.
Problem: Can’t see financial aid awards despite being admitted. Solution: Check that you’ve submitted FAFSA/CADAA and wait for the email notification that awards are ready (typically sent Friday, April 15th for new admits).

Important UCI Financial Aid Deadlines

Meeting UCI financial aid deadlines is essential for maximizing your aid eligibility and ensuring timely disbursement.

Missing priority deadlines can result in reduced funding opportunities, particularly for state programs like Cal Grant.

2025-2026 Academic Year Deadlines

Deadline Date	Action Required	Who It Affects
Wednesday, April 2, 2025	FAFSA or California Dream Act Application (CADAA) priority deadline	All students (state aid priority)
Thursday, May 1, 2025	Statement of Intent to Register (SIR) deadline	New freshmen
Thursday, May 1, 2025	Continuing student document deadline	Returning undergraduates
Friday, May 30, 2025	Entering freshman document submission deadline	New first-year students
Sunday, June 1, 2025	Transfer student SIR deadline	New transfer students
Friday, June 27, 2025	Transfer student document submission deadline	New transfer students
Friday, August 8, 2025	Housing Plan confirmation	All new students
Monday, September 15, 2025	Fall quarter fee payment deadline	All enrolled students
Monday, June 30, 2026	Final FAFSA/CADAA submission deadline	All students (federal aid)

Be sure to mark these dates on your calendar and take action promptly to secure your financial aid for the 2025-2026 academic year.

How to Schedule a UCI Financial Aid Appointment

If you need assistance with applications or have questions about eligibility, you can schedule a UCI Financial Aid appointment through the QLess online scheduling system.

The UCI Financial Aid Office offers appointments Monday through Friday from 9:00 AM to 4:00 PM.

Appointment Options:

In-person meetings (15-minute sessions)
Phone consultations (15-minute sessions)
Walk-in assistance (limited availability Tuesday-Thursday, 10:00 AM – 3:00 PM)

New appointment slots become available every Friday at 5:00 PM for the following week, so plan during busy seasons like summer and the start of each quarter.

When Does UCI Release Financial Aid Packages

New freshmen — awards available by Wednesday, April 15, 2026.
Log in to ZotAid that day, open your award PDF in the Financial/Messages area, and note any outstanding documents or verification items.
Transfer students — packages released by Friday, May 1, 2026.
Check ZotAid and your UCI email, upload any requested documents immediately, and accept/decline loans or work-study offers so disbursement isn’t blocked.
Continuing undergraduate students — updated packages available by Wednesday, July 1, 2026, for the upcoming academic year.
Review changes from last year, confirm enrollment plans, and submit appeals or budget-increase petitions before classes start if costs have changed.
Graduate students — timing varies by program; check with your academic department and OFAS for program-specific award schedules.
Contact your program coordinator and OFAS early — many grad awards depend on departmental assistantship decisions.

Understanding Your Cost of Attendance at UCI

Your Cost of Attendance (COA) represents the estimated total expense of completing one academic year at UCI.

The COA is crucial because it sets the maximum amount of UCI financial aid you can receive and determines your eligibility for need-based programs.

UCI — Cost of Attendance (2025–2026 academic year)

Understanding the full cost of attendance is key to planning your financial aid and budgeting for the upcoming academic year.

Below is the breakdown of the estimated costs for the 2025-2026 academic year, based on different living situations at UCI:

Expense Category	Living On-Campus	Living Off-Campus	Living With Parents
Tuition & Fees (billed by UCI)	$19,268	$19,268	$19,268
Housing & Meal Plan (UCI on-campus)	$19,653	—	—
Housing (non-UCI)	—	$20,516	$8,968
Books & Supplies	$1,543	$1,543	$1,543
Transportation	$943	$2,540	$2,998
Personal Expenses	$2,283	$2,544	$2,686
Subtotal (living costs)	$24,422	$27,143	$16,195
Total Annual COA (tuition + fees + living)	$43,690	$46,411	$35,463

As you can see, living on-campus is generally the most affordable option, while living off-campus or with parents will come with different cost structures.

It’s important to plan according to your chosen living situation to ensure you have adequate financial support for the academic year.

How Housing Status Impacts Your Aid Package

The COA significantly impacts your financial aid eligibility. Students living with parents receive lower housing allowances ($4,000 vs. $11,405), which reduces the total COA by nearly $10,000.

This often results in lower overall aid offers, but typically means lower out-of-pocket expenses as well.

Important: All entering students are initially assumed to live on campus. You must confirm your housing plans by completing and submitting the Housing Plan document in ZotAid by Friday, August 8, 2025.

If you don’t submit this document, your housing type automatically changes to “Commuter/At Home,” your COA will be revised, and your financial aid package will be adjusted accordingly.

What Is Net Cost vs. Out-of-Pocket Cost

Net Cost = Cost of Attendance – Gift Aid (grants and scholarships)

The net cost represents the amount you’ll need to cover through work-study earnings, student loans, family contributions, or outside scholarships.

UC Irvine offers a Net Price Calculator on the OFAS website to help families estimate their expected net cost before applying.

Out-of-Pocket Cost = Direct Costs – Financial Aid Applied to Your Bill

This is the actual amount you need to pay UCI by the fee deadline each quarter. To calculate this, subtract your financial aid (excluding work-study, which must be earned) from your direct costs on your Zot account billing statement.

Grant Programs That Don’t Require Repayment

Grants form the foundation of most UCI financial aid packages, providing crucial funding that does not need to be repaid.

These need-based awards come from federal, state, and institutional sources.

Federal Pell Grant

The Federal Pell Grant serves as the cornerstone of undergraduate financial aid for students with demonstrated financial need. For the 2024-2025 academic year, the maximum award is $7,395 annually.

Pell Grant amounts depend on your Student Aid Index (SAI), enrollment status, and Cost of Attendance.

Eligibility Factors:

Undergraduate students only (bachelor’s or associate degree)
U.S. citizens or eligible non-citizens
Demonstrated financial need based on FAFSA
Enrollment in at least six units per quarter
Satisfactory Academic Progress (SAP)

Students from families earning less than $60,000 annually typically qualify for substantial Pell Grant funding. The award adjusts proportionally if you’re enrolled less than full-time.

California State Grant Programs

Cal Grant A: Covers UC systemwide tuition and fees ($12,570 for 2024-2025). Students often see “Cal Grant unconfirmed” status initially—this resolves once UCI verifies eligibility requirements with the California Student Aid Commission (CSAC), including graduation from a California high school, establishing California residency, and completing verification.

Cal Grant B: Provides living allowance funding for students from lower-income families ($1,648 first year, plus tuition coverage after first year). Priority goes to students with the highest financial need.

Cal Grant C: Available for vocational or career technical programs (less common at UCI).

Middle Class Scholarship (MCS): Administered by CSAC, this scholarship helps undergraduates from families earning up to $217,000. Award amounts vary based on Cost of Attendance, available gift aid, a self-help contribution ($8,154), and parent contribution for families earning over $100,000. Students selected for MCS receive notification from CSAC by mid-August, with awards appearing in ZotAid by December.

UC Irvine Grant

The UCI Grant is institutional funding directly from the university that supports students with demonstrated financial need. Award amounts vary based on available funding, your family’s financial circumstances, and other aid received. Many students receive UCI Grants ranging from $2,000 to $15,000 annually.

Important Note: Cal Grants generally replace UC Irvine Grants dollar-for-dollar once Cal Grant eligibility is confirmed. This allows UCI to maximize limited institutional funding and ensures access to education for the neediest students.

Blue & Gold Opportunity Plan Eligibility

Students frequently ask about the Blue & Gold plan, UCI eligibility, and why it isn’t listed as a separate award.

The Blue & Gold Opportunity Plan is a University of California systemwide initiative designed to ensure that California resident students from families earning less than $80,000 have their UC systemwide tuition and fees fully covered through grants and scholarships.

Key Points About Blue & Gold:

Not a separate award line in your package
Combines all grant sources (federal, state, UC, private) to cover tuition
Requires California residency and demonstrated financial need
Most eligible students receive more than just tuition coverage

For example, suppose you receive a Pell Grant ($6,500), UCI Grant ($4,000), and private scholarships ($1,500) totaling $12,000, but systemwide tuition is $12,570. In that case, Blue & Gold ensures you receive an additional $570 to cover the gap—assuming you have financial need. At UC Irvine, however, most students awarded gift aid receive more than the systemwide tuition amount.

Federal Supplemental Educational Opportunity Grant (FSEOG)

The FSEOG provides additional funding for undergraduate students with exceptional financial need, particularly Pell Grant recipients. Awards at UCI typically range from $400 to $4,000 annually, with priority given to students with the lowest SAI scores. Funding is limited, making early FAFSA submission crucial.

Merit-Based Scholarships and External Funding

UCI scholarships provide additional funding opportunities beyond need-based aid. The university awards merit scholarships based on academic achievement, leadership experience, community service, and specific talents or backgrounds.

UC Irvine Institutional Scholarships

Regents’ Scholarship: UCI’s most prestigious award, the UCI Regents scholarship provides full tuition coverage plus additional stipends for research, study abroad, or living expenses.

Recipients also receive priority enrollment, guaranteed campus housing, and dedicated faculty mentorship. Selection is based on exceptional academic achievement and leadership potential.

Chancellor’s Excellence Scholarship: Partial tuition coverage with leadership and service requirements. Recipients participate in the Chancellor’s Scholars Program with networking events, professional development, and community service opportunities.

School-Specific Awards: Each academic school offers targeted scholarships:

School of Engineering: Merit awards for students pursuing STEM fields
School of Social Sciences: Scholarships for research and public service
School of Arts: Awards for creative achievement and performance
School of Biological Sciences: Research scholarships for pre-health students

How to Access Scholarship Universe UCI

Scholarship Universe is UCI’s scholarship matching platform that identifies relevant opportunities based on your academic profile, background, interests, and financial need. To access:

Log in to ZotAid
Click on “Scholarships” in the menu
Complete your Scholarship Universe profile
Apply for matched opportunities

Application Windows:

Entering Freshmen: May 1st – May 31st (after submitting SIR)
Transfer Students: May 1st – May 31st (after submitting SIR)
Continuing Students: January 1st – January 31st annually

External Scholarships and UCI Financial Aid

Outside scholarships complement institutional aid and can significantly reduce your need for student loans.

However, per federal regulations, all outside scholarships must be reported and included in your UCI financial aid package.

How Outside Scholarships Affect Your Package:

Total aid cannot exceed your Cost of Attendance
Outside scholarships typically replace loans and work-study first
If outside awards exceed loans/work-study, other gift aid may be reduced
Some awards have restrictions (e.g., Cal Grant and Cal Vet both pay tuition, so only one can be awarded).

Reporting Outside Scholarships: Upload scholarship notification letters to the Documents tab in ZotAid, even if the award is paid directly to you rather than to UCI. The Office of Financial Aid and Scholarships must coordinate all funding sources to ensure compliance with federal requirements.

Receiving Outside Scholarships: The granting agency should make checks payable to “UC Regents” and mail them to: Office of Financial Aid and Scholarships, 102 Aldrich Hall, Irvine, CA 92697.

Include your name and student ID number on the check, along with any special disbursement instructions.

Federal Work-Study and Campus Employment

Work-study is a form of UCI financial aid that allows you to earn money through part-time campus employment.

Unlike grants and loans, work-study funds are not disbursed directly to your account—you earn them through regular paychecks.

Understanding Work-Study Awards

If your financial aid package includes Federal Work-Study, you can apply for positions on campus or with approved community partners. Typical work-study jobs include:

Research assistants in academic departments
Library staff and circulation desk workers
Administrative support in campus offices
Peer tutors and academic mentors
Event staff for campus programs
Community service positions with nonprofit partners

Work-Study Details:

Average award: $2,400 annually
Typical pay rate: $16.50-$19.00 per hour
Maximum hours: Varies by award amount and hourly rate
Earnings paid: Via biweekly paycheck (not applied to Zot account)

Accepting Your Work-Study Award: Unlike grants and scholarships, work-study awards must be accepted manually. Submit the Work Study Acceptance Form on the Documents tab in ZotAid to confirm your interest. Then apply for positions through the UCI Student Employment Center.

On-Campus Jobs Without Work-Study

Students who don’t receive work-study can still apply for regular on-campus employment. The UCI Student Employment Center posts hundreds of positions each quarter.

While these jobs don’t provide the federal work-study subsidy to employers, they offer the same benefits of flexible scheduling and valuable experience.

Student Loans and Smart Borrowing Strategies

Student loans often complete a UCI financial aid package after grants, scholarships, and work-study. While loans must be repaid with interest, federal loans generally offer more favorable terms than private alternatives.

Federal Direct Loan Programs

Loan Type: Dependent Undergrad Annual Limit: Interest Rate 2024-25: Interest Accrual

Direct Subsidized $3,500-$5,500 (year-dependent) 5.50% None while enrolled at least half-time.

Direct Unsubsidized $5,500-$7,500 (year-dependent) 5.50% Begins immediately.

Parent PLUS Up to Cost of Attendance 8.05% Begins immediately

Direct Subsidized Loans: Available to undergraduate students with demonstrated financial need. The federal government pays interest while you’re enrolled at least half-time (6 units), during grace periods, and during deferment. This is the most favorable loan option.

Direct Unsubsidized Loans: Available regardless of financial need. Interest begins accruing immediately, though you can defer payments until after graduation. You can choose to pay interest while in school to reduce long-term costs.

Annual Loan Limits by Year:

First Year (0-29 units): $5,500 total ($3,500 subsidized maximum)
Second year (30-89 units): $6,500 total ($4,500 subsidized maximum)
Third Year+ (90+ units): $7,500 total ($5,500 subsidized maximum)

Aggregate Loan Limits:

Dependent undergraduates: $31,000 total ($23,000 subsidized maximum)
Independent undergraduates: $57,500 total ($23,000 subsidized maximum)

How to Accept Loans in ZotAid

When reviewing loans in your financial aid package, you have three options:

Accept Full Amount: Receive the full loan offered
Accept Partial Amount: Reduce the loan to match the actual need
Decline: Reject the loan entirely

To accept or adjust loans:

Log in to ZotAid
Navigate to the Awards section
Click on the loan award
Select “Accept,” enter the desired amount, and submit

Best Practice: Only borrow what you actually need after accounting for grants, scholarships, family contributions, and savings. Remember that loan amounts are annual and will be disbursed equally across fall, winter, and spring quarters.

Alternative Loan Options

Parent PLUS Loans: Federal loans for parents of dependent students. Higher interest rates (8.05%), but flexible borrowing up to the Cost of Attendance minus other aid. Parents apply separately through studentaid.gov.

Private Student Loans: Offered by banks and credit unions, usually with higher interest rates and fewer borrower protections than federal loans. Consider only after exhausting federal options. Private loans often require credit checks and student cosigners.

Understanding the University Loan (UCI)

UCI offers a short-term University Loan for students experiencing temporary financial gaps. This interest-free loan must be repaid within the same academic year and cannot exceed $3,000. It’s designed for emergencies, not as a primary funding source.

UCI Financial Aid Disbursement and Billing

Understanding when and how financial aid disburses is crucial for planning expenses and avoiding payment issues. Students often ask, “When does UCI disburse financial aid?” or “When will I receive my financial aid?”

Financial Aid Disbursement Schedule 2025-2026

Below is the updated schedule for the 2025-2026 academic year, outlining the disbursement dates, fee payment deadlines, and the first day of each term:

Quarter	Disbursement Date	Fee Payment Deadline	First Day of Term
Fall 2025	Monday, September 8th, 2025	Monday, September 15th, 2025	Monday, September 22nd, 2025
Winter 2026	Monday, December 22nd, 2025	Friday, January 2nd, 2026	Monday, January 5th, 2026
Spring 2026	Monday, March 16th, 2026	Monday, March 23rd, 2026	Wednesday, March 25th, 2026

Make sure to check these dates and prepare accordingly, especially when it comes to paying fees and managing your financial aid to cover tuition and other costs on time.

Financial aid is typically disbursed to your Zot account approximately 10 days before the start of each quarter, provided you meet all eligibility requirements.

How Financial Aid Pays Your Bill

The disbursement process follows this sequence:

Financial aid posts to your Zot account (approximately 10 days before the quarter)
Tuition and mandatory fees are paid first (automatically deducted from aid)
Housing and meal plan charges are paid (if living in campus housing)
Remaining aid is refunded to you (via direct deposit or check)

Prerequisites for Disbursement:

Enrolled in at least six units (12 units for full-time aid amounts)
Completed all required documents in ZotAid
Submitted Federal Aid Payment Authorization Form
Meeting Satisfactory Academic Progress (SAP) standards
No holds on your student account

Understanding Refunds and Direct Deposit

If your financial aid exceeds your charges, you’ll receive a refund for the remaining balance. Refunds typically process around the first day of the term, approximately 3-5 business days after aid is disbursed.

Refund Timeline:

Aid disburses: 10 days before the quarter starts
Charges paid: Immediately after disbursement
Refund issued: First day of quarter
Direct deposit received: 1-2 business days
Paper check mailed: 5-7 business days

Setting Up Direct Deposit: Students should enroll in Electronic Funds Transfer (EFT) through their Zot account for the fastest refund processing. Without direct deposit, UCI mails paper checks to your address on file, which can delay access to funds by up to two weeks.

Common Disbursement Delays

Why hasn’t my financial aid been released yet?

Common reasons include:

Missing verification documents in ZotAid
Not enrolled in minimum required units (6 for part-time, 12 for full-time)
Satisfactory Academic Progress (SAP) violation
Outstanding holds on your account
Federal Aid Payment Authorization Form not completed
Housing Plan document not submitted

Check ZotAid messages and your To-Do list for specific requirements. Contact the UCI Financial Aid Office if delays persist beyond the disbursement date.

Monitoring Your Zot Account

Your Zot account provides real-time information about:

Current charges and payment due dates
Financial aid credits are posted to your account
Refund status and amounts
Payment history and receipts
1098-T tax forms (available each January)

Access your Zot account through UCI’s Student Business Services portal to track when aid credits are applied to your bill and when refunds are processed.

Special Student Populations and Unique Circumstances

Certain student groups have additional considerations or specialized resources regarding UCI financial aid eligibility and access.

California Dream Act Students (AB 540)

Undocumented students eligible under AB 540 can access comprehensive financial aid through the California Dream Act Application (CADAA) instead of FAFSA.

This includes:

Cal Grants (A, B, or C)
UC Irvine Grants
Institutional scholarships
Work-study opportunities

Eligibility Requirements:

Attended a California high school for three or more years
Graduated from a California high school or equivalent
Registered or will register at an accredited California college
Complete affidavit stating you’ve applied or will apply for legal immigration status when eligible

AB 540 students are considered California residents for need-based university gift aid awarding purposes, even if they don’t have legal residency status.

Transfer Students and Continuing Eligibility

Transfer students must meet the exact UCI financial aid requirements as all undergraduates, including minimum unit enrollment and Satisfactory Academic Progress standards. Many transfers wonder, “How many units do I need to get financial aid at UCI?”

Enrollment Requirements:

Part-time aid (reduced amounts): 6-11 units per quarter
Full-time aid (full amounts): 12+ units per quarter
Financial need calculation: Based on enrollment status at the census date

Transfer students should complete FAFSA/CADAA annually and submit the transfer student priority document deadline by Friday, June 27, 2025, to maximize state aid eligibility.

Graduate and Professional Students

Graduate programs offer different aid structures than undergraduate programs:

Master’s and PhD Students:

Teaching assistantships (TA positions)
Research assistantships (RA positions)
Graduate fellowships and traineeships
Federal Direct Unsubsidized Loans ($20,500 annually)
Grad PLUS Loans (up to Cost of Attendance)

Professional Programs: Each professional school maintains a separate financial aid office:

Merage School of Business: meragefinaid@uci.edu | (949) 824-7967
School of Law: finaid@law.uci.edu | (949) 824-8080
School of Medicine: cmfao@uci.edu | (949) 824-6476

Veterans and Military-Connected Students

UCI provides dedicated support for veterans and military families. VA education benefits work alongside traditional financial aid to maximize funding.

Available Benefits:

Post-9/11 GI Bill
Montgomery GI Bill
Vocational Rehabilitation
Dependents’ Educational Assistance
Yellow Ribbon Program (for private expenses beyond the GI Bill)
Cal Vet Fee Waiver

For assistance, visit veteranbenefits.uci.edu or contact the Veteran Benefits team directly. To apply for the Cal Vet Fee Waiver at UCI, visit the OFAS veterans benefits page and review the FAQ section at the bottom.

Nonresident and International Students

In accordance with UC Regents policy, newly admitted nonresident and international students are not eligible for need-based university gift aid. However, they may qualify for:

Merit-based scholarships (Regents’, Chancellor’s Excellence, departmental awards)
External scholarships
Private student loans
Federal Direct Unsubsidized Loans (if eligible)

Important: AB 540 students are considered California residents for need-based university gift aid awarding purposes, even though they may not have legal residency status for other purposes.

Maintaining Financial Aid Eligibility

To continue receiving UCI financial aid each year, students must meet specific eligibility requirements, including Satisfactory Academic Progress (SAP) standards mandated by federal regulations.

Satisfactory Academic Progress Requirements

SAP Component	Undergraduate Requirement	Graduate Requirement

Cumulative GPA

2.0 minimum

3.0 minimum

Completion Rate (Pace)

67% of attempted units

Maximum Timeframe

150% of program length (180 units for most)

150% of program length

Good Academic Standing

Must not be on academic probation

Must meet department standards

Understanding Completion Rate: Pace measures the percentage of units you’ve completed compared to units attempted.

To calculate: (Units Completed ÷ Units Attempted) × 100 Units attempted include:

Passed courses
Failed courses (grades of F or NP)
Withdrawn courses after the drop deadline
Incomplete grades
Repeated courses

Units NOT counted:

Courses dropped during the first two weeks

Example: If you’ve attempted 90 units and completed 55 units, your pace is 61.1% (below the 67% requirement).

SAP Review and Appeal Process

All students receive an email notification after the spring quarter grades post, including their SAP status.

Students who don’t meet SAP requirements lose financial aid eligibility and must appeal to regain access to federal, state, and UC Irvine aid.

SAP Appeal Deadlines:

Fall Quarter: Friday, November 14, 2025
Winter Quarter: Friday, February 20, 2026
Spring Quarter: Saturday, May 16, 2026

Appeals must be submitted at least 14 days before the quarter’s fee deadline.

Grounds for SAP Appeal:

Serious illness or injury
Death of an immediate family member
Significant personal or family emergency
Mental health challenges
Undiagnosed learning disability
Other documented extenuating circumstances

What to Include in Your Appeal:

Detailed explanation of circumstances
Supporting documentation (medical records, death certificate, etc.)
Statement explaining how circumstances have changed
Academic plan for returning to good standing
Expected graduation date

Appeals are reviewed in the order received and may take up to 60 days if additional information is required. Appeal decisions are final and cannot be re-appealed for the same circumstance.

Verification and Documentation Requirements

If selected for verification, you must submit additional documentation to confirm information reported on your FAFSA or CADAA.

Approximately 30% of FAFSA applicants are randomly selected for this federal requirement.

Common Verification Documents

Document Type	What’s Required	Where to Submit
Tax Transcripts	IRS Tax Return Transcript (not a copy of the return)	Documents tab in ZotAid
W-2 Forms	All W-2 forms for students and parents	Documents tab in ZotAid
Verification Worksheet	Signed form confirming household size and other required information	Documents tab in ZotAid
Identity Verification	Government-issued ID	In-person at OFAS or via secure upload
High School Completion	Transcript or diploma	Documents tab in ZotAid
Untaxed Income	Documentation of child support, Social Security benefits, etc.	Documents tab in ZotAid

Make sure to submit the required documents promptly to avoid delays in your financial aid disbursement.

You can upload these documents securely through the Documents tab in ZotAid, or in some cases, submit them directly to the Office of Financial Aid and Scholarships (OFAS) in person.

How to Submit Documents:

Log in to ZotAid
Click “Documents” in the top menu
Find documents with “Requested” status
Click “Submit” and follow prompts
For non-requested documents, click the “upload a non-requested document” link

Important: The financial aid office cannot accept email attachments. All documents must be uploaded through ZotAid.

Professional Judgment and Special Circumstances Appeals

If your family’s financial circumstances have changed significantly since filing FAFSA/CADAA, or if you face unusual expenses not reflected in your Cost of Attendance, the UCI Office of Financial Aid and Scholarships may review those circumstances through a professional judgment appeal.

Valid Reasons for Professional Judgment:

Parent job loss or significant income reduction
Parent disability or death
Divorce or separation
High medical expenses not covered by insurance
Dependent care costs
Loss of untaxed benefits
Natural disaster affecting family finances

Appeals Cannot Be Considered For:

Consumer debt or poor financial planning
Mortgage payments on expensive homes
Car payments or other discretionary expenses
Desire for lower student loan amounts
Changes you’d like to see in your package

Suppose your SAI ranges from -1,500 to 0. In that case, appeals for additional aid will not be considered because you’ve already been offered the maximum amount of financial assistance from all federal, state, and UC Irvine sources.

Appeal Timeline:

Cannot submit until you receive a financial aid offer
Reviews processed in order received
May take up to 60 days if additional information is required
Decisions are final and cannot be appealed again

How to Contact the UCI Financial Aid Office

Getting help with your UCI financial aid questions is easy through multiple contact channels.

The Office of Financial Aid and Scholarships (OFAS UCI) provides support to undergraduate and graduate students throughout the year.

UCI Financial Aid Office Contact Information

Main Office Location: Student Services Building, Room 102, Irvine, CA 92697-2825
Phone: (949) 824-8262
Email: finaid@uci.edu
Fax: (949) 824-4876 or (949) 824-6725

UCI Financial Aid Office Hours

Regular Hours: Monday – Friday, 9:00 AM – 4:00 PM

Walk-In Assistance: Tuesday – Thursday, 10:00 AM – 3:00 PM (limited availability, appointments recommended)

Summer Hours: May vary; check the OFAS website for updates

Closed: University holidays including Memorial Day (Monday, May 26, 2025), Independence Day, Thanksgiving (Thursday, November 27, 2025), and winter break

Ways to Get Help

1. Schedule an Appointment (Recommended) Use the QLess online scheduling system to book a 15-minute appointment with a financial aid counselor. New appointments become available every Friday at 5:00 PM for the following week. Choose between phone consultations or in-person meetings.

2. Phone Support with Callback Feature Call (949) 824-8262 during business hours. The callback feature lets you enter your phone number and keep your place in line—an advisor will reach out as soon as one becomes available, eliminating hold time.

3. Aida Chatbot Visit Aida, the automated chatbot located in the lower right corner of the OFAS homepage at ofas.uci.edu. Aida can answer common questions 24/7 about deadlines, requirements, and general financial aid information.

4. Email Support: Send detailed questions to finaid@uci.edu. Be sure to include your UCI student ID number in your correspondence. Response time is typically 2-3 business days during peak seasons.

The financial aid office cannot open email attachments for security reasons. Always upload documents through the Documents tab in your ZotAid account.

Professional School Financial Aid Offices

Merage School of Business (Graduate Students)

Website: merage.uci.edu
Email: meragefinaid@uci.edu
Phone: (949) 824-7967
Location: SB1-4301, Irvine, CA 92697-3125

School of Law

Website: law.uci.edu/admission/tuition-aid/
Email: finaid@law.uci.edu
Phone: (949) 824-8080
Location: 401 E. Peltason Drive, Suite 1000, Irvine, CA 92697-8000

School of Medicine

Website: ofas.uci.edu/content/Medical.aspx
Email: cmfao@uci.edu
Phone: (949) 824-6476
Location: 836 Medical Education Building, Irvine, CA 92697-4089

Student Business Services (Billing Questions) Phone: (949) 824-7181 For questions about your Zot account, payment plans, refunds, and billing statements.

University Registrar (Residency Questions) Phone: (949) 824-6124 Email: regres@uci.edu For questions about establishing California residency or residency appeals.

Veterans Benefits Website: veteranbenefits.uci.edu For information about VA education benefits, the Yellow Ribbon Program, and Cal Vet Fee Waiver.

Frequently Asked Questions About UCI Financial Aid

When will I receive my financial aid at UCI?

Financial aid is typically disbursed to your Zot account approximately 10 days before each quarter starts. For Fall 2025, disbursements occur on Monday, September 8, 2025, with refunds processed around Monday, September 22, 2025 (the first day of the quarter).

Students with direct deposit receive refunds within 1-2 business days, while paper checks take 5-7 business days to arrive by mail.

How do I view my UCI financial aid package?

Log in to the UCI Financial Aid Portal (ZotAid) using your UCNetID and password. Click on the “Awards” or “Financial” link in the top menu bar to view your complete package broken down by quarter.

You can also access PDF copies of your award letters through the “Messages” section. Your package displays all grants, scholarships, work-study, and loans you’ve been offered.

What are the UCI financial aid requirements for eligibility?

To qualify for and maintain financial aid, you must:

Complete FAFSA or CADAA by the priority deadline (Wednesday, April 2, 2025, for 2025-26)
Be enrolled in at least six units per quarter (12 units for full-time aid amounts)
Maintain Satisfactory Academic Progress (2.0 GPA minimum, 67% completion rate)
Be admitted to and enrolled in a degree-seeking program
Submit all requested verification documents
Complete the Federal Aid Payment Authorization Form
Have a valid Social Security number (or be eligible under AB 540 for CADAA)

Does UCI give good financial aid?

Yes. UCI students benefit from comprehensive federal, state, and institutional aid programs. Over 65% of undergraduates receive financial assistance, with 55% receiving UC Irvine Grants.

The Blue & Gold Opportunity Plan ensures that California residents from families earning less than $80,000 have their systemwide tuition fully covered through grants and scholarships.

Many students graduate debt-free or with minimal loan balances. The average need-based aid package for California residents exceeds $25,000 annually.

How many units do I need to get financial aid at UCI?

For full-time financial aid (receiving the full amount of your awards), undergraduates must enroll in at least 12 units per quarter. Part-time students enrolled in 6-11 units may qualify for reduced aid amounts proportional to their enrollment.

Students taking fewer than six units typically don’t qualify for financial assistance. Graduate students should check with their programs, as full-time requirements vary by degree level and field of study.

When does UCI send out financial aid packages?

Award timing varies by student status:

New freshmen: Packages available by Friday, April 15, following admission
New transfer students: Packages available by Monday, May 1
Continuing undergraduates: Updated packages for the next academic year available by Monday, July 1
Graduate students: Timing varies by program and department

You’ll receive an email notification when your financial aid offer is ready to review in ZotAid.

What if my financial aid hasn’t been released yet?

If your aid is delayed past the expected disbursement date, check your ZotAid account for messages explaining the hold. Common issues include:

Incomplete verification documents
Not enrolled in minimum required units (6 or 12)
Satisfactory Academic Progress (SAP) violation requiring an appeal
Missing Federal Aid Payment Authorization Form
Housing Plan document not submitted
Outstanding student account holds

Contact the UCI Financial Aid Office at (949) 824-8262 or finaid@uci.edu for clarification if the delay persists.

How do refunds work after disbursement?

After your financial aid pays tuition, fees, housing, and meal plan charges on your Zot account, any remaining balance is refunded to you. Refunds typically process around the first day of classes.

Students enrolled in direct deposit (Electronic Funds Transfer) receive funds in their bank account within 1-2 business days.

Without direct deposit, UCI mails paper checks to your address on file, which can take 5-7 business days. Set up direct deposit through your Zot account to receive refunds faster.

What if my Cal Grant shows “unconfirmed”?

The “unconfirmed” status appears until UCI verifies your eligibility requirements with the California Student Aid Commission (CSAC).

This includes confirming:

Graduation from a California high school
California residency status
Completion of verification (if selected)
GPA requirements

This status typically resolves within the first month of classes as UCI processes documentation. If the status persists beyond this timeframe, contact the financial aid office.

Once confirmed, the Cal Grant will post to your award package, though it often replaces UC Irvine Grant amounts dollar-for-dollar.

Can I reduce or defer my student loan payments?

Yes. Unlike grants and scholarships (which are automatically accepted), loans give you complete control.

You can:

Accept the full amount offered
Accept a partial amount (reduce the loan)
Decline the loan entirely

To adjust loans, log in to ZotAid, navigate to your Awards, click the loan, and select your preference. Only borrow what you actually need after considering grants, scholarships, family contributions, and savings.

Remember that loan amounts are annual and disbursed equally across fall, winter, and spring quarters.

How do I give my parents access to my financial aid information?

Complete and submit the Consent for Release of Financial Aid Information form in ZotAid. Go to the “Documents” tab in the top menu, find the form, and complete it electronically.

You can authorize parents, spouses, or other third parties to view your information and communicate with OFAS on your behalf.

To create a parent account that allows them to log in to ZotAid directly and view information, follow the step-by-step instructions on the OFAS website. Authorization can be revoked at any time by notifying the financial aid office.

Important: This form stays in “Requested” status but is never required. Only submit it if you want to grant someone else access to your financial aid details.

What happens if I change my housing plan?

Changing your housing status (on-campus, off-campus, or with parents) affects your Cost of Attendance, which in turn impacts your financial aid package.

A lower COA typically results in reduced aid offers, though your actual out-of-pocket costs may also be lower.

All entering students are initially assumed to live on campus. You must confirm your actual housing plans by submitting the Housing Plan document in ZotAid by Friday, August 8, 2025.

If you don’t submit this document, your housing type will automatically change to “Commuter/At Home,” and your aid package will be adjusted accordingly, with prorated grant reductions.

Can I appeal my financial aid package?

Yes, if your family has experienced significant financial changes since filing FAFSA/CADAA, or if you have unusual expenses not reflected in your Cost of Attendance, you may request a professional judgment review. Valid circumstances include:

Parent job loss or income reduction
Parent disability or death
Divorce or separation
High unreimbursed medical expenses
Natural disaster affecting family finances

You cannot appeal simply because you want more aid or prefer lower loans. Students with a Student Aid Index (SAI) of -1,500 to 0 cannot appeal because they’ve already received maximum assistance from all sources.

Appeals must be submitted after receiving a financial aid offer and are reviewed in order received, taking up to 60 days.

Decisions are final. Visit the OFAS Appeals webpage for detailed information and required documentation.

How does summer session financial aid work?

The summer session operates differently from regular academic year quarters. Financial aid for summer is limited and based on:

Remaining eligibility from your annual FAFSA/CADAA
Enrollment in at least six units during the summer
Available funding (usually just federal loans and work-study)

Most grants (Pell, Cal Grant, UC Irvine Grant) don’t automatically extend to summer unless you have remaining eligibility unused from fall, winter, and spring.

Many students use the summer to work and save money rather than relying on financial aid.

Check the OFAS summer session page for specific dates, deadlines, and eligibility information.

What is the Blue & Gold Opportunity Plan?

The Blue & Gold Opportunity Plan is a UC systemwide initiative ensuring that California resident undergraduates from families earning less than $80,000 annually have their systemwide tuition and fees fully covered through a combination of grants and scholarships, up to their calculated financial need.

Key Points:

Income threshold: Under $80,000 for California residents
Combines federal, state, UC, and private funding sources
Not a separate award line in your package
Most eligible students receive aid exceeding just tuition coverage

For example, if your Pell Grant, Cal Grant, and UCI Grant total $25,000 and systemwide tuition is $12,570, you’ve met Blue & Gold requirements and have additional aid for housing and other expenses.

If your combined grants total only $10,000, Blue & Gold ensures you receive an extra $2,570 to cover the tuition gap (assuming sufficient financial need).

How do outside scholarships affect my UCI financial aid?

Per federal regulation, all outside scholarships must be incorporated into your financial aid package, and your total aid cannot exceed your Cost of Attendance. When you report an outside scholarship:

UCI typically reduces need-based loans first
Then reduces work-study
Finally, it reduces grant aid if the outside scholarship exceeds loans and work-study

Some scholarships have specific restrictions. For example, Cal Grant and Cal Vet Fee Waiver both pay toward tuition, so you can only receive one type of tuition-specific award.

You must report all outside scholarships by uploading notification letters to the Documents tab in ZotAid, even if the scholarship is paid directly to you rather than to the university.

Essential Tips for Managing Your UCI Financial Aid

Best Practices for Success

1. Check ZotAid regularly. Log in at least weekly during application season and before the start of each quarter—the portal updates in real-time with new requirements, messages, and award changes.

2. Meet All Deadlines Late FAFSA/CADAA submissions can cost you thousands in state aid. Mark these critical dates in your calendar:

Wednesday, April 2, 2025: Priority deadline for maximum state aid consideration
Document submission deadlines: May 1st, May 30th, or June 27th (depending on student status)
Friday, August 8, 2025: Housing Plan confirmation

3. Submit Documents Promptly Respond to verification requests and document submissions as soon as possible. Delays can prevent aid from disbursing on time, leaving you responsible for paying the fee deadline amount out of pocket.

4. Enroll in Direct Deposit. Set up Electronic Funds Transfer (EFT) through your Zot account to receive refunds within 1-2 business days rather than waiting 5-7 days for mailed checks.

5. Only Borrow What You Need. You can consistently accept partial loan amounts. Calculate your actual expenses and borrow only the difference after accounting for grants, scholarships, family support, and personal savings.

6. Maintain Satisfactory Academic Progress. Keep your GPA at 2.0 or higher, complete at least 67% of attempted units, and stay within the 150% maximum timeframe (180 units for most undergraduate programs). Losing SAP eligibility means losing all financial aid.

7. Report Changes Immediately. Notify OFAS if your enrollment drops below 12 units, if you receive outside scholarships, or if your housing situation changes. These factors affect your aid eligibility and could result in an obligation to repay if not reported.

8. Understand Your Zot Account Monitor billing, payment due dates, and when aid credits are added to your account. The Zot account and ZotAid work together to provide complete financial transparency.

9. Apply for Scholarships Early Access Scholarship Universe during the application windows (May 1-31 for new students, January 1-31 for continuing students) and apply for multiple opportunities to maximize funding.

10. Keep Copies of Everything: Save copies of your FAFSA/CADAA confirmation, award letters, loan entrance counseling, and all correspondence with OFAS. These documents may be needed for tax purposes, loan repayment, or resolving discrepancies.

Understanding Your Financial Aid Award Letter

When you receive your financial aid package in ZotAid, it will include:

Gift Aid (No Repayment Required):

Federal Pell Grant
Federal SEOG
Cal Grant A, B, or C
Middle Class Scholarship
UC Irvine Grant
Institutional scholarships
Outside scholarships

Self-Help Aid (Must Be Earned or Repaid):

Federal Work-Study (earned through employment)
Federal Direct Subsidized Loans (repaid with interest)
Federal Direct Unsubsidized Loans (repaid with interest)
Parent PLUS Loans (parent responsibility)

Your award letter also displays your:

Cost of Attendance (COA)
Expected Family Contribution or Student Aid Index (SAI)
Financial Need (COA – SAI = need)
Total Aid Offered
Net Cost (COA – Gift Aid)

Financial Aid Myths vs. Facts

Myth: “I won’t qualify for financial aid because my parents make too much money.” Fact: Many families earning over $100,000 still qualify for some form of aid, especially federal loans, work-study, and merit scholarships.

The Middle Class Scholarship serves families earning up to $217,000. Always file FAFSA/CADAA regardless of income.

Myth: “Financial aid is free money that I don’t have to worry about.” Fact: Grants and scholarships are free, but loans must be repaid with interest. Understand the difference and accept loans thoughtfully.

Myth: “I can apply for financial aid just once and receive it for four years.” Fact: You must file FAFSA or CADAA every year to renew financial aid eligibility. Awards are never automatic for subsequent years.

Myth: “If I receive outside scholarships, my financial aid package stays the same and I get more money.” Fact: Outside scholarships are coordinated with your existing aid. Total aid cannot exceed Cost of Attendance, so awards typically replace loans first, then potentially reduce grants.

Myth: “I have to accept all the financial aid offered to me.” Fact: You control loan acceptance. Grants and scholarships are automatically accepted, but you can reduce or decline loans based on your actual need.

Myth: “Work-study money pays my tuition bill.” Fact: Work-study must be earned through employment and is paid directly to you via paycheck. It doesn’t automatically pay your Zot account charges.

Resources and Additional Information

Helpful UCI Financial Aid Links

ZotAid Portal: ofas.uci.edu/login.php
OFAS Homepage: ofas.uci.edu
Cost of Attendance: ofas.uci.edu/cost/
Scholarship Universe: Access through ZotAid
Net Price Calculator: ofas.uci.edu/net-price-calculator
Satisfactory Academic Progress: ofas.uci.edu/maintaining-eligibility/sap
Appeals Information: ofas.uci.edu/appeals
Loan Information: ofas.uci.edu/paying-for-uci/loans
Veterans Benefits: veteranbenefits.uci.edu

Federal and State Resources

FAFSA: studentaid.gov/fafsa
California Dream Act Application: dream.csac.ca.gov
Federal Student Aid: studentaid.gov
California Student Aid Commission: csac.ca.gov
WebGrants 4 Students: mygrantinfo.csac.ca.gov
National Student Loan Data System: nslds.ed.gov
Loan Repayment Calculator: studentaid.gov/loan-simulator

Key Takeaways

UCI financial aid makes higher education accessible and affordable for students from all economic backgrounds.

By understanding how to navigate ZotAid, meeting critical deadlines, submitting required documents promptly, and maintaining academic eligibility, you can maximize your financial aid package and minimize student debt.

Whether you’re a newly admitted freshman wondering about the Blue & Gold Opportunity Plan, a transfer student checking disbursement dates, or a continuing student concerned about SAP requirements, the Office of Financial Aid and Scholarships provides comprehensive support throughout your academic journey.

Remember: financial aid is not automatic. File FAFSA or CADAA every year, respond to all communications from OFAS, monitor your ZotAid account regularly, and contact the UCI Financial Aid Office whenever you have questions.

With proper planning and attention to requirements, you can focus on your education while UCI financial aid helps cover the costs.

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